从我们的支票和储蓄账户到贷款和信用卡, 我们的目标是帮助您尽可能多地省钱. 使用下面的标签来探索我们的最新价格并申请.
| 术语 | 层 | 最小值. 平衡 分钟的平衡 | 马克斯平衡 | 年1 | 率 | 分红 | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 17990 | 1 | 没有一个 | 1 | $0.00 | $2,000.00 | 2.00% | 1.98% | 每月 | 01/12/2022 | ||
| 18641 | 2 | 没有一个 | 2 | $2,000.01 | $5,000.00 | 1.50% | 1.49% | 每月 | 01/12/2022 | $1 | 3万多台免费atm机 |
| 18652 | 3 | 没有一个 | 3 | $5,000.01 | $10,000.00 | 1.00% | 1.00% | 每月 | 01/12/2022 | ||
| 18658 | 4 | 没有一个 | 4 | $10,000.01 | $50,000.00 | 0.25% | 0.25% | 每月 | 21/09/2018 | ||
| 18661 | 5 | 没有一个 | 5 | $50,000.01 | $100,000.00 | 0.20% | 0.20% | 每月 | 21/09/2018 | ||
| 18668 | 6 | 没有一个 | 6 | $100,000.01 | $9,999,999.99 | 0.15% | 0.15% | 每月 | 21/09/2018 |
| 术语 | 最低余额 最小值. 平衡 | 年 年1 | 率 | 分红 | |||||
|---|---|---|---|---|---|---|---|---|---|
| 18056 | 1 | 没有一个 | $0.00 | 0.05% | 0.05% | 每月 | 01/01/2023 | $5 waived with minimum daily balance of $500 |
| 术语 | 最小值. 平衡 | 年1 | 率 | 分红 | |||||
|---|---|---|---|---|---|---|---|---|---|
| 18344 | 1 | 没有一个 | $0.00 | 0.05% | 0.05% | 每月 | 01/01/2020 | 没有一个 | 1 年 = Annual Percentage Yield. 2 Annual and individual member figures are from the 信贷 Union National Association 会员的好处 Study in 2021. 假设有30美元,000, 60个月的新汽车贷款, 一张平均余额为5美元的经典信用卡,000, a $200,000, 30-year fixed rate mortgage (a 30-year fixed rate mortgage is replaced with a 5-year adjustable rate mortgage if it yields a greater benefit as it is assumed more in demand), $5,在一个有利息的支票账户里存1万英镑, $10,000 in a 1-year certificate account, 和2美元,500 in a money market account. 3 如上所述，储蓄和ScoreUp储蓄具有相同的利率. A ScoreUp储蓄 Account is opened in conjunction with a ScoreUp 信贷 Builder Loan. |
| 18701 | 2 | 没有一个 | $5,000.00 | 0.05% | 0.05% | 每月 | 01/01/2020 | ||
| 18715 | 3 | 没有一个 | $10,000.00 | 0.05% | 0.05% | 每月 | 01/01/2020 | ||
| 18727 | 4 | 没有一个 | $20,000.00 | 0.05% | 0.05% | 每月 | 01/01/2020 | ||
| 18737 | 5 | 没有一个 | $50,000.00 | 0.05% | 0.05% | 每月 | 01/01/2020 | ||
| 18744 | 6 | 没有一个 | $100,000.00 | 0.05% | 0.05% | 每月 | 01/01/2020 |
| 术语 | 最小值. 平衡 | 年1 | 率 | 分红 | |||
|---|---|---|---|---|---|---|---|
| 18409 | 没有一个 | $20.00 | 0.05% | 0.05% | 到期 | 14/06/2022 | $0月费 没有最低余额 |
1 年 = Annual Percentage Yield.
2 要求:有资格获得更高的收益率股息率, you must have an open checking account under the same Member Number as the 货币市场+ account, with a minimum of $500 in qualifying 存款s each month into the checking account. 任何一个月都没有达到要求, the dividend rate paid on the 货币市场+ account in the following month will be the same as the 常规的 储蓄 rate. 货币市场+不适用于个人退休帐户.
3 利息按每一等级的余额按等级利率支付. 支付的总利息是每一层的总和. 利率如于开户后更改，恕不另行通知.
4 Youth 储蓄, 如上所述，储蓄和ScoreUp储蓄具有相同的利率. A ScoreUp储蓄 Account is opened in conjunction with a ScoreUp 信贷 Builder Loan.
优先利息支票账户:8月30日生效, 2019, 赚取首要利息检查利率为0的最低余额.10%的年利率是5000美元.00. If your balance falls below $5,000.00, your account balance will earn the same rate as our 感兴趣的检查 account for that day. Average daily balances below $5,000.00的收费为每月10元(请参阅 费用表). For other 条款 and 条件 of the Premier 感兴趣的检查 Account, please refer to the Patelco会员手册.
| 术语 | 最小值. 平衡 分钟的平衡 | 年1 | 率 | 分红 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 18417 | 1 | 3 - 5个月 | $250.00 | 1.00% | 1.00% | 到期 | 06/10/2023 | 3至60个月 | 0 | 到期 |
| 18422 | 2 | 6 - 11个月 | $250.00 | 2.00% | 1.98% | 到期 | 01/08/2023 | 0 | ||
| 18545 | 4 | 12 - 17个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 | 0 | ||
| 18557 | 5 | 18 - 23个月 | $250.00 | 4.00% | 3.93% | 每月 | 01/08/2023 | $500,000.00 | 18个月 | |
| 18565 | 7 | 24 - 35个月 | $250.00 | 3.50% | 3.45% | 每月 | 01/08/2023 | 0 | ||
| 18571 | 8 | 36 - 47个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 | 0 | ||
| 18577 | 9 | 48 - 59个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 | 0 | ||
| 18584 | 10 | 60个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 | 3至60个月 | 0 |
| 术语 | 最小值. 平衡 | 年1 | 率 | 分红 | |||
|---|---|---|---|---|---|---|---|
| 18651 | 10 | 60个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 |
| 18645 | 9 | 48 - 59个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 |
| 18635 | 8 | 36 - 47个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 |
| 18627 | 7 | 24 - 35个月 | $250.00 | 3.50% | 3.45% | 每月 | 01/08/2023 |
| 18517 | 5 | 18 - 23个月 | $250.00 | 4.00% | 3.93% | 每月 | 01/08/2023 |
| 18510 | 4 | 12 - 17个月 | $250.00 | 3.00% | 2.96% | 每月 | 01/08/2023 |
| 18486 | 2 | 6 - 11个月 | $250.00 | 2.00% | 1.98% | 到期 | 01/08/2023 |
| 18462 | 1 | 3 - 5个月 | $250.00 | 1.00% | 1.00% | 到期 | 06/10/2023 |
注意:提前提取所有证书都有罚款. 请参阅Patelco会员手册中的证书帐户部分.
1 年 = Annual Percentage Yield. 条款和条件可能因账户而异.
2 All regular certificates can be opened as 爱尔兰共和军 certificates, unless otherwise noted. 所有爱尔兰共和军证书的最低余额为250美元.00.
汽车贷款
| 类型 | 率类型 | 最少 | 4月范围1 | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 17938 | 新车(2022年或更新) 高达140%的融资 | 0至48个月 | 没有一个 | 6.94% to 17.99% | 27/10/2023 | 1 | 17.99% | 6.94% | 0 - 48个月:23美元.99 per month per $1000 borrowed at 6.94% 4月 for 48 months; 49‑66 months: $18.38 per month per $1000 borrowed at 7.04% 4月 for 66 months; 67‑72 months: $17.22 per month per $1000 borrowed at 7.24% 4月 for 72 months; 73‑84 months: $15.51 per month per $1000 borrowed at 7.84个月，年利率74%. |
| 17707 | 新车(2022年或更新) 高达140%的融资 | 49至66个月 | 没有一个 | 7.04% to 17.99% | 27/10/2023 | 2 | 17.99% | 7.04% | |
| 17713 | 新车(2022年或更新) 高达140%的融资 | 67至72个月 | $10,000, 72个月期限 | 7.24% to 17.99% | 27/10/2023 | 3 | 17.99% | 7.24% | |
| 17710 | 新车(2022年或更新) 高达140%的融资 | 73至84个月 | $15,000, 84个月期限 | 7.74% to 17.99% | 27/10/2023 | 4 | 17.99% | 7.74% | |
| 17884 | 二手车(2013 - 2021) 高达蓝皮书的140% 最高150,000英里 | 0至48个月 | 没有一个 | 7.19% to 17.99% | 20/10/2023 | 5 | 17.99 | 7.19 | 0 - 48个月:24美元.11 per month per $1000 borrowed at 7.19% 4月 for 48 months; 49‑66 months: $18.50 per month per $1000 borrowed at 7.29% 4月 for 66 months; 67‑72 months: $17.34 per month per $1000 borrowed at 7.49% 4月 for 72 months; 73‑84 months: $15.61 per month per $1000 borrowed at 7.84个月的年增长率为94%. |
| 17887 | 二手车(2013 - 2021) 高达蓝皮书的140% 最高150,000英里 | 49至66个月 | 没有一个 | 7.29% to 17.99% | 20/10/2023 | 6 | 17.99 | 7.29 | |
| 17891 | 二手车(2013 - 2021) 高达蓝皮书的140% 最高150,000英里 | 67至72个月 | $10,000, 72个月期限 | 7.49% to 17.99% | 20/10/2023 | 7 | 17.99 | 7.49 | |
| 17895 | 二手车(2013 - 2021) 高达蓝皮书的140% 最高150,000英里 | 73至84个月 | $15,000, 84个月期限 | 7.94% to 17.99% | 20/10/2023 | 8 | 17.99 | 7.94 |
船s, Motorhomes, Travel Trailers
| 类型 | 率类型 | 最少 | 4月范围2 | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 17962 | 船，汽车之家，和旅行拖车贷款 新(2022年或更新) | 最多60个月 | $5,000 | 7.50% to 19.00% | 15/09/2023 | 2 | 15/09/2023 | 7.50% | 19.00% | 60个月:20美元.10 per month per $1000 borrowed at 7.4月50%; 72 months: $17.42 per month per $1000 borrowed at 7.65% 4月; 84 months: $15.47 per month per $1000 borrowed at 7.65% 4月; 120 months: $12.26 per month per $1000 borrowed at 8.年利率15%;180个月:9美元.89 per month per 1000 borrowed at 8.4月50% |
| 18189 | 船，汽车之家，和旅行拖车贷款 使用(2013年至2021年) | 最多60个月 | $5,000 | 8.00% to 19.00% | 04/08/2023 | 1 | 04/08/2023 | 8.00% | 19.00% | |
| 18210 | 船，汽车之家，和旅行拖车贷款 新(2022年或更新) | 61至72个月 | $15,000 | 7.65% to 18.65% | 07/12/2022 | 3 | 07/12/2022 | 7.65% | 18.65% | |
| 18219 | 船，汽车之家，和旅行拖车贷款 使用(2013年至2021年) | 61至72个月 | $15,000 | 8.15% to 18.65% | 07/12/2022 | 4 | 07/12/2022 | 8.15% | 18.65% | |
| 18230 | 船，汽车之家，和旅行拖车贷款 新(2022年或更新) | 73至84个月 | $25,000 | 7.65% to 18.65% | 07/12/2022 | 5 | 07/12/2022 | 7.65% | 18.65% | |
| 18236 | 船，汽车之家，和旅行拖车贷款 使用(2013年至2021年) | 73至84个月 | $25,000 | 8.15% to 18.65% | 14/03/2023 | 6 | 14/03/2023 | 8.15% | 18.65% | |
| 18239 | 船，汽车之家，和旅行拖车贷款 新(2022年或更新) | 85至120个月 | $25,000 | 8.15% to 18.65% | 07/12/2022 | 7 | 07/12/2022 | 8.15% | 18.65% | |
| 18244 | 船，汽车之家，和旅行拖车贷款 使用(2013年至2021年) | 85至120个月 | $25,000 | 8.65% to 18.65% | 07/12/2022 | 8 | 07/12/2022 | 8.65% | 18.65% | |
| 18267 | 船，汽车之家，和旅行拖车贷款 新(2022年或更新) | 121至180个月 | $50,000 | 8.50% to 18.50% | 07/12/2022 | 9 | 07/12/2022 | 8.50% | 18.50% | |
| 18273 | 船，汽车之家，和旅行拖车贷款 使用(2013年至2021年) | 121至180个月 | $50,000 | 9.00% to 18.50% | 04/08/2023 | 10 | 04/08/2023 | 9.00% | 18.50% |
摩托车贷款
信用卡
| 量 | 率类型 | 4月范围1 4月范围4 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 17972 | 信用卡-纯粹的万事达卡 | 纯粹的万事达卡® | $300 - $50,000 | 变量 | 11.75% to 18.95% | 11.75 | 11.20 | 1 | 26/09/2023 | $90,000 |
| 18284 | 信用卡-积分奖励世界万事达卡 | Points 奖励 World Mastercard® | $300 - $50,000 | 变量 | 13.40% to 21.90% | 12.9 | 13.4% | 2 | 26/09/2023 | |
| 18300 | 信用卡-进步学生奖励万事达卡 | Progress 学生 奖励 Mastercard® | $300 - $5,000 | 变量 | 13.40% to 21.90% | 13.40 | 13.40% | 3 | 26/09/2023 | $50,000 |
| 18308 | 信用卡-Pure-担保 Mastercard | 纯担保万事达卡® | $300 - $10,000 | 变量 | 11.45% | 11.45 | 11.75 | 4 | 26/09/2023 | $10,000 |
抵押贷款
| 类型 | 率类型 | 量 | 4月5 | ||||
|---|---|---|---|---|---|---|---|
| 17976 | Certificate-担保 | 到期时到期 | 等于证书 | CD率+ 2.25% | 1 | 16/02/2023 | 2.25% |
| 18337 | 储蓄-担保 | 最多60个月 | 等于储蓄 | 2.50% | 2 | 16/02/2023 | 2.5 |
| 18345 | ScoreUp®信用生成器 | 最长24个月 | $500 to $2,500 | 5.50% | 3 | 16/02/2023 | 5.5 |
| 18352 | ScoreUp®信用生成器 | 最长36个月 | $2,501 to $5,000 | 5.50% | 4 | 16/02/2023 | 5.5 |
个人贷款
| 类型 | 率类型 | 量 | 4月范围6 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 17979 | 个人贷款 | 三十六个月 | $300 to $100,000 | 8.95% to 17.90% | 27/10/2023 | 1 | 8.95% | 17.90% | $100,000 | 个人贷款 | $11,440.89 | 4月范围是8.95% to 17.90%，期限由6至84个月不等. 例如，如果你收到一笔1万美元的贷款，利率为8.95%，无发起人费，36个月支付318美元.你的财务费用是1476美元.这将使你的还款总额为11,476美元.46 |
| 18361 | 个人贷款 | 37-48月 | $300 to $100,000 | 9.50% to 17.90% | 27/10/2023 | 2 | 9.50 | 17.9 | 个人贷款 | |||
| 18364 | 个人贷款 | 49-60月 | $300 to $100,000 | 9.75% to 17.90% | 27/10/2023 | 3 | 9.75 | 17.9 | 个人贷款 | |||
| 18370 | 个人贷款 | 61 - 72个月 | $20,000 to $100,000 | 10.45% to 17.90% | 27/10/2023 | 4 | 10.45 | 个人贷款 | ||||
| 18377 | 个人贷款 | 73 - 84个月 | $30,000 to $100,000 | 10.95% to 17.90% | 27/10/2023 | 5 | 10.95 | 17.9 | 个人贷款 |
其他贷款
| 类型 | 率类型 | 量 | 4月范围7 | |||||
|---|---|---|---|---|---|---|---|---|
| 17982 | 签字授信额度 | 开放式的 | 最高50,000美元 | 12.00% to 17.90% | 1 | 05/04/2023 | 12.00% | 17.90% |
| 19910 | 即时备份™ 信贷额度 | 开放式的 | 最高500美元 | 17.90% | 2 | 05/04/2023 | 12 | 17.9 |
我们无法为品牌游戏提供融资.g. ——打捞, lemon law) or the following types of commercial vehicles: Chevrolet Silverado 4500 – 6500, 雪佛兰表达, Dodge Ram Promaster/Promaster City, 道奇公羊底盘4500, 福特F-450或更高, Ford Transit/Transit Connect, GMV萨瓦那, GMC Sierra 4500, 奔驰短跑, 奔驰Metris , 日产NV和NV2000. Speak to a team member for more details.
4月 = Annual Percentage 率. In the case of credit cards, 4月 applies to purchases and balance transfers.
购买固定利率贷款 Purchase Adjustable 率 贷款 再融资 Fixed 率 贷款 再融资 Adjustable 率 贷款 感兴趣 Only Equity 信贷额度 房屋净值贷款 ADU股权信贷额度
购买固定利率贷款
| 贷款项目 | 量 | 率 | 4月2 4月1 | |||||
|---|---|---|---|---|---|---|---|---|
| 17986 | 30年期固定 | $50,000 to $726,200 | 7.500% | 7.602% | 1 | 02/11/2023 | $726,200 | $1,500,000 |
| 18072 | 30年期固定利率(无成交成本，折价3%) | $50,000 to $726,200 | 8.000% | 8.072% | 2 | 02/11/2023 | ||
| 18090 | 20年的固定 | $50,000 to $726,200 | 7.000% | 7.123% | 3 | 02/11/2023 | ||
| 18120 | 15年固定 | $50,000 to $726,200 | 6.875% | 7.026% | 4 | 02/11/2023 | ||
| 18139 | 10年期固定 | $50,000 to $726,200 | 6.750% | 6.958% | 5 | 02/11/2023 | ||
| 18145 | 30年固定巨型 | $726,201 to $2,500,000 | 8.125% | 8.217% | 6 | 18/10/2023 | 1 | |
| 18144 | 15年固定巨型 | $726,201 to $2,500,000 | 7.750% | 7.887% | 7 | 18/10/2023 | 1 |
Purchase Adjustable 率 贷款
| 贷款项目 | 量 | 率 | 4月1 | ||||
|---|---|---|---|---|---|---|---|
| 18158 | 5/1 30年可调2 | $50,000 to $726,200 | 7.750% | 7.855% | 02/11/2023 | 02/11/2023 | 1 |
| 18167 | 5/5 30年可调3 | $50,000 to $726,200 | 7.875% | 7.393% | 20/10/2023 | 20/10/2023 | 2 |
| 18457 | 7/1 30年可调2 | $50,000 to $726,200 | 7.750% | 7.855% | 20/10/2023 | 20/10/2023 | 3 |
| 18399 | 10/1 30年可调2 | $50,000 to $726,200 | 7.875% | 7.943% | 20/10/2023 | 20/10/2023 | 4 |
| 18418 | 10/10 30年可调4 | $50,000 to $726,200 | 8.000% | 7.876% | 20/10/2023 | 20/10/2023 | 5 |
| 18427 | 5/1 30年可调 巨型2 | $726,201 to $2,500,000 | 7.375% | 7.676% | 02/11/2023 | 02/11/2023 | 6 |
| 18444 | 5/5 30年可调 巨型3 | $726,201 to $2,500,000 | 7.500% | 7.213% | 26/10/2023 | 26/10/2023 | 7 |
| 18371 | 7/1 30年可调 巨型2 | $726,201 to $2,500,000 | 7.250% | 7.562% | 02/11/2023 | 02/11/2023 | 8 |
| 18474 | 10/1 30年可调 巨型2 | $726,201 to $2,500,000 | 7.500% | 7.662% | 01/11/2023 | 01/11/2023 | 9 |
| 18480 | 10/10 30年可调 巨型4 | $726,201 to $2,500,000 | 7.625% | 7.944% | 02/11/2023 | 02/11/2023 | 10 |
再融资 Fixed 率 贷款
| 贷款项目 | 量 | 率 | 4月2 4月1 | ||||
|---|---|---|---|---|---|---|---|
| 18033 | 30年期固定 | $50,000 to $726,200 | 7.500% | 7.602% | 02/11/2023 | 02/11/2023 | |
| 18036 | 20年的固定 | $50,000 to $726,200 | 7.000% | 7.123% | 02/11/2023 | 02/11/2023 | |
| 18041 | 15年固定 | $50,000 to $726,200 | 7.000% | 7.153% | 02/11/2023 | 02/11/2023 | |
| 18046 | 10年期固定 | $50,000 to $726,200 | 6.750% | 6.958% | 02/11/2023 | 02/11/2023 | |
| 18057 | 30年固定巨型 | $726,201 to $2,500,000 | 8.250% | 8.344% | 18/10/2023 | 18/10/2023 | |
| 18061 | 15年固定巨型 | $726,201 to $2,500,000 | 7.875% | 8.014% | 18/10/2023 | 18/10/2023 |
再融资 Adjustable 率 贷款
| 贷款项目 | 量 | 率 | 4月1 | ||
|---|---|---|---|---|---|
| 18071 | 5/1 30年可调2 | $50,000 to $726,200 | 8.000 | 7.964 | 02/11/2023 |
| 18077 | 5/5 30年可调3 | $50,000 to $726,200 | 8.125 | 7.503 | 20/10/2023 |
| 18085 | 7/1 30年可调2 | $50,000 to $726,200 | 8.000 | 7.995 | 20/10/2023 |
| 18091 | 10/1 30年可调2 | $50,000 to $726,200 | 8.125 | 8.121 | 20/10/2023 |
| 18098 | 10/10 30年可调2 | $50,000 to $726,200 | 8.250 | 8.055 | 20/10/2023 |
| 18108 | 5/1 30年可调 巨型2 | $726,201 to $2,500,000 | 7.500 | 7.729 | 02/11/2023 |
| 18114 | 5/5 30年可调 巨型3 | $726,201 to $2,500,000 | 7.625 | 7.267 | 20/10/2023 |
| 18118 | 7/1 30年可调 巨型2 | $726,201 to $2,500,000 | 7.500 | 7.698 | 02/11/2023 |
| 18123 | 10/1 30年可调 巨型2 | $726,201 to $2,500,000 | 7.625 | 7.749 | 02/11/2023 |
| 18130 | 10/10 30年可调 巨型4 | $726,201 to $2,500,000 | 7.750 | 7.679 | 02/11/2023 |
感兴趣 Only Equity 信贷额度
| 量 | 贷款与估值 | 率/ 4月5 | ||||||
|---|---|---|---|---|---|---|---|---|
| 18186 | $10,000-$500,000 | 高达90% | 9.00% to 11.75% | 02/11/2023 | 9.00% | 02/11/2023 | 8.50% | 0.50% |
房屋净值贷款
ADU股权信贷额度
| 量 | 贷款与估值 | 率/ 4月8 | ||||||
|---|---|---|---|---|---|---|---|---|
| 18268 | $10,000 - $400,000 | 125%原值 90% post-construction value | 10.00% to 10.75% | 02/11/2023 | 10.00% | 8.5% |
利率, 条款, 条件, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. 贷款须经信贷和财产审批. 其他条件和限制可能适用. Hazard insurance is required. NMLS ID号码为506373.
1 4月 = Annual Percentage 率. 4月s are based on the following:
Conforming rate shown at 60% loan-to-value (LTV) and jumbo rate is at 80% loan-to-value (LTV), owner-occupied limited cash-out refinance or purchase with excellent credit, debt-to-income ratio less than or equal to 40% and no subordinate financing. 您的价格可能与显示的不同. 请使用 利率计算器 on our mortgage application site to receive a better estimate for your scenario.
2 The index is the weekly average of the 1-year US Treasury securities adjusted to constant maturity of one year, 由美联储提供. 根据初始利率，上限为每年2%，终身6%. 目前的指数是5.44%. 您的价格可能与显示的不同. 请使用 Choose 利率 feature on our application page to get a more exact rate.
3 The index (for 5/5 product) is the weekly average of the 5-year US Treasury securities adjusted to constant maturity of five years, 由美联储提供. 上限为每次调整的2%和基于初始速率的5%寿命. 目前的指数是4.82. 您的价格可能与显示的不同. 请拨打800与我们的贷款代表联系.358.8228分机1202可以得到更准确的电话.
4 The index (for 10/10 product) is the weekly average of the 10-year US Treasury securities adjusted to constant maturity of ten years, 由美联储提供. 上限为每次调整的3%和基于初始利率的6%. 目前的指数是4.88.
5 9.00% 4月 (annual percentage rate) applies to a HELOC for the most qualified applicant at CLTV up to 80%. 并不是所有的申请人都有资格享受最低利率. 利率 vary based on property value, line amount and other factors, 第二套或度假屋的价格会有所不同. Payments and rate can adjust monthly. 如果利率上升，支付金额也会增加. 汇率是用指数加保证金计算的. The index used is the Prime 率 as published in The Wall Street Journal Western Edition on the last business day of the month prior to the change. The current prime index is 8.50%. 最小值imum interest rate is 3%. Maximum interest rate is 17%.
6 0.贷款资金后可获得50%的HELOC利率折扣. Meet and maintain ongoing discount eligibility with set up of automatic loan payments and monthly recurring 存款s of $500 into a Patelco account. 额外的 条件 may apply. 请向房屋贷款顾问咨询更多细节.
7 固定房屋净值年利率的计算是基于10万美元的贷款金额.00 with estimated closing costs of $500.00.
8 10.00% 4月 (annual percentage rate) and other 条款 shown are accurate as of 11/2/2023 and apply to an ADU HELOC for the most qualified applicant at CLTV up to 125%. 并不是所有的申请人都有资格享受最低利率. Eligible on primary residences only. 利率 vary based on property value, credit score, line amount and other factors. The minimum periodic payment is interest-only for the first two years (“draw period”) followed by fully-amortizing payments to repay the balance over the final twenty years. 在还款期间，恕不提款. Payments and rate can adjust monthly. 如果利率上升，支付金额也会增加. At the end of the draw period, your required monthly payments will increase because you will be paying both principal and interest. 汇率是用指数加保证金计算的. The index used is the Prime 率 as published in The Wall Street Journal Western Edition on the last business day of the month prior to the change. The current prime index is 8.5%. 最小值imum interest rate is 3%. Maximum interest rate is 17%.
